Processing4Progress (P4P)

Terms and Conditions
Last Updated: May 15, 2025

1. Introduction

Welcome to Processing4Progress (“P4P,” “we,” “us,” or “our”), a 501(c)(3) nonprofit organization dedicated to empowering other nonprofits by providing secure, compliant, and efficient donation collection and payment processing services. By accessing or using our website, platforms, or services (collectively, the “Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Services.

2. Services Provided

P4P provides payment processing services exclusively to nonprofit organizations, enabling them to collect donations and manage charitable contributions securely and efficiently. Our Services include online payment gateways, donation processing, reporting tools, and related support services. We utilize payment processing infrastructure provided by AUXPAY and communications services via AUX365.

All Services are subject to compliance with applicable laws, including payment card industry standards, the Telephone Consumer Protection Act (TCPA), the Federal Communications Commission (FCC) regulations, and applicable nonprofit laws.

3. Eligibility and User Obligations

As a user of P4P’s Services, you represent and warrant that:

You are a registered nonprofit organization recognized under section 501(c)(3) of the Internal Revenue Code or an equivalent nonprofit entity authorized to collect charitable donations.
All information you provide during registration and donation processing is accurate, complete, and up-to-date.
You will use our Services solely for lawful and authorized charitable purposes consistent with your nonprofit status and these Terms.
You will maintain the confidentiality of your account credentials and immediately notify P4P of any unauthorized use or security breach.
You will comply with all applicable laws and regulations governing charitable fundraising, payment processing, electronic communications, and privacy.

4. Payment Processing and Compliance

By using P4P’s payment processing Services, you agree to:

Authorize P4P and its payment processor AUXPAY to process donations and payments on your behalf.
Comply with all applicable federal and state laws, payment network rules (including Visa, Mastercard, Amex), PCI DSS standards, and other regulatory requirements relevant to payment processing and charitable fundraising.
Ensure donations collected through P4P are used strictly for charitable purposes aligned with your nonprofit mission.
Comply with FCC and TCPA regulations, including obtaining necessary consents for any text or voice communications sent through AUX365’s messaging and voice platforms, and honoring opt-out requests promptly.
Adhere to all applicable rules related to 10DLC (10-digit long code) messaging compliance, including registering campaigns and using approved messaging content where applicable.

5. Fees and Charges

P4P may charge fees for payment processing and related Services. All fees will be clearly disclosed prior to the completion of any transaction or sign-up. By using our Services, you agree to pay all applicable fees, which may be subject to change with prior notice.

Additionally, your use of the Services may incur industry surcharges or regulatory fees (e.g., telecommunications carrier fees or 10DLC messaging fees), which will be itemized separately and passed through to you.

6. Refunds and Chargebacks

Refunds and chargebacks are handled with fairness and in compliance with payment industry standards:

Refunds are considered on a case-by-case basis. Shipping and handling charges, payment processing fees, and usage fees are non-refundable.
To request a refund or dispute a transaction, please contact us in writing at dispute@auxpay.net within 30 days of the donation or transaction.
Chargebacks will be managed per card network rules, and P4P reserves the right to take appropriate action to resolve disputes, including suspending Services if necessary.

7. Intellectual Property

All content on the P4P website, including text, graphics, logos, software, and trademarks, is the property of P4P or its licensors and is protected by intellectual property laws. You may not reproduce or use any such content without express written permission.

8. Data Privacy and Security

P4P is committed to protecting your and your donors’ privacy. Our practices are detailed in our Privacy Policy [link], which is incorporated herein by reference. We do not sell or trade personal data and only share information with third parties as necessary to provide Services or as required by law.

P4P maintains industry-standard security measures, including PCI DSS compliance for payment processing, and adheres to HIPAA requirements as applicable for any protected health information.

9. Limitation of Liability

P4P provides Services “as is” and does not guarantee uninterrupted or error-free operation. To the fullest extent permitted by law, P4P disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose.

P4P will not be liable for indirect, incidental, consequential, or punitive damages arising from your use of the Services.

10. Indemnification

You agree to indemnify and hold harmless P4P, AUXPAY, AUX365, and their affiliates, officers, employees, and agents from any claims, losses, damages, liabilities, or expenses arising from your use of the Services, violation of these Terms, or infringement of third-party rights.

11. Modifications to Terms

P4P reserves the right to modify these Terms at any time by posting the updated version on our website. Continued use of the Services after such changes constitutes acceptance of the revised Terms.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Nevada, without regard to conflict of laws principles. Any disputes shall be resolved in the state or federal courts located in Las Vegas, Nevada.

13. Contact Information

For questions or concerns regarding these Terms or P4P Services, please contact:
Email: info@processing4progress.org
Phone: (844) 422 4343

14. Additional Notices Related to Messaging and Communications

Consent: By providing your phone number, you consent to receive SMS messages related to your account, donation status, and promotional communications in compliance with TCPA and applicable laws.
Opt-Out: You may opt out of promotional messages at any time by following the instructions provided in the messages. Opting out will not affect transactional or operational messages related to donations or account status.
Message Rates: Message and data rates may apply per your carrier’s terms.

End of Terms